The Value of Singapore & Hong Kong Company Incorporation
by: Mark Lazell

The global recession has created financial market turmoil, which has
led to severely depreciated real estate and financial assets, with
huge values being wiped off stock markets on a consistent basis since
2008. According to the Asian Development Bank (ADB), the financial
crisis wiped $50 trillion off the value of financial assets during
2008. Approximately 20% of those losses were in developing Asia, which
is equivalent to one year's GDP.

The success and rapid expansion of Asian nations over recent years has
meant Asian developing economies have been impacted more than other
parts of the developing world by the global nature of the recession.
However, the strength of many Asian economies and the lessons learnt
from the 1997 financial crisis position Asia as a region that could
emerge from the recession before western nations.

Financial and economic industry experts agree that Asia's stronger
economies, banking confidentiality laws and pro-business incentives
are driving capital flows eastward. The combination of severe economic
downturn and the increased scrutiny being placed on the traditional
'tax havens' of the world are providing an advantage to the strong
markets within Asia. Two key, distinct factors are evident in this
shift.

Emerging markets

Some of the biggest economic growth rates lie in Asia. China, which
has recently become the world's 3rd largest economy, has had annual
economic growth averaging 9% for many years. Of the G-20 nations,
India has the second highest GDP growth rate (following China).

Aidan Healy, managing director of Singapore-based Healy Consultants,
agrees that incorporating a company in Asian markets including China,
India, Singapore and Hong Kong provide immense opportunity for
entrepreneurs, but while regulations and bureaucracy are easing, much
still needs to be addressed.

"The business cultures and legal frameworks are hugely different in
emerging markets. In some cases company incorporation is still a
cumbersome procedure which requires expert knowledge," he explains.

These factors clearly work to the advantage of Singapore incorporation
and Hong Kong incorporation. Hong Kong is a natural gateway into
China, while Singapore is busy promoting itself as the regional hub of
choice.

Both economies consistently rank as the world's freest. In its 2009
Index of Economic Freedom, US-based The Heritage Foundation places
Hong Kong and Singapore as first and second in terms of economic
freedom. Hong Kong has a record of openness to global trade and
investment. While Singapore has a relatively small economy, it's
openness to international business and investment means undertaking
Singapore incorporation gives access to one of the world's most
competitive economies.

The report praises the two city-states' policies on inward foreign
investment. "Singapore is a world leader in most facets of economic
freedom. Regulations are straightforward, virtually all commercial
operations are performed with transparency and speed, and corruption
is almost nonexistent," it explains.

According to Singapore's Economic Development Board, the government
agency tasked with attracting overseas businesses to incorporate in
Singapore, the country ranks highly in miscellaneous global surveys.

The World Economic Forums' Global Competitiveness Report 2008-2009
ranked Singapore as the fifth-most competitive economy in the world
and the most competitive in Asia.

In another global report, the World Bank's Doing Business 2008 Survey,
Singapore is listed as the world's easiest place to do business.
Factors considered in the survey include company incorporation
procedures, time, cost and the minimum capital required for Singapore
company formation.

Illustrating the benefits of Hong Kong company incorporation, the
Heritage report says, " The small island is one of the world's leading
financial centers, and regulation of banking and financial services is
transparent and efficient."

Both Hong Kong and Singapore have extremely competitive tax systems.
Whether considering personal or corporate implications, the tax burden
is low in both markets.

Singapore company incorporation and Hong Kong company incorporation
appeal to investors and entrepreneurs looking for a reputable
tax-efficient corporate vehicle to conduct international business.

"Everyone wants to be in Asia at the moment. It's fashionable, and
profitable," Healy says.

'Tax haven' stigma

Another key factor in the capital shift has been the increased
attention from Governments directed at the practice of using tax
havens to evade tax obligations. Not long ago, Switzerland was the
world's quintessential private banking center. And although in some
eyes it still is - after all, its banks still hold an estimated 30% of
global offshore assets - its mantle is rapidly being taken over by the
likes of Singapore and Hong Kong.

What caused this eastward transition? A major factor is this clampdown
on tax evasion and money laundering by the European Union and
Organization for Economic Cooperation and Development, which have been
applying ever more pressure on traditional tax havens, to disclose
information about their account holders. The importance of this issue
is illustrated by the fact it was part of the agenda during the G-20
summit in April.

The OECD has praised Singapore and Hong Kong for recent concessions on
tax evasion. Singapore will endorse the OECD standard to assist with
effective exchange of information. Hong Kong will also make amendments
to its tax laws.

Following the OECD standards for exchange of financial information
should not be the end of banking privacy nor should it have a negative
impact on Singapore or Hong Kong's reputation as an efficient
jurisdiction for company incorporation. Avoiding the tax-haven stigma
is critical to maintain the appeal of Singapore and Hong Kong to both
multinational corporations (MNCs), and small to medium enterprise
(SMEs).

"I'm not surprised by the increased capital flows to Asia from
Europe," Healy says. "The proof is that Asia has been booming - we've
noticed a huge increase in demand for Singapore and Hong Kong company
incorporation, corporate and personal bank accounts in Singapore and
Hong Kong, and China is also on the increase."

Banking officials clearly agree with the positive sentiment. A
chairman of one Swiss bank has said a Singapore office for the bank
represented "a platform of growth in Asia". Another banking executive
believes "Singapore will be the fastest-growing offshore banking
center over the next five years".

Healy also believes that international investors and entrepreneurs
prefer the positive image presented by Singapore and Hong Kong to the
tax-haven image of some western offshore jurisdictions.

"The bottom line is this: Singapore and Hong Kong are built on
internationally respected economic models and legal frameworks," says
Healy. "The image they present is unrivaled in tax-free
jurisdictions," he adds. "A Singapore company can be tax-free, looks
good to customers and suppliers, and has absolutely no stigma attached
to it."

"Both countries have also signed [double-taxation] treaties with more
than 50 countries, have laid down investment guarantees, and [their]
banks offer highly competitive corporate financing, generally without
seeking equity," he says.

As well as the business benefits of Singapore and Hong Kong company
incorporation, there's a human angle to the tale. The 2008 Quality of
Living Survey, produced by Mercer Human Resource Consulting in April,
ranked Singapore as the most livable city in Asia, and 32nd out of the
215 international cities covered in the survey. Hong Kong comes in at
70th in the world, while China's Beijing comes in at 116th in the
world. Singapore is the region leader in personal safety.

"Singapore really is the focal point of corporate and financial
activity in Asia, and should remain so for the foreseeable future,"
Healy concludes.

Healy Consultants is an experienced corporate services consultancy.
Headquartered in Singapore, the firm provides advice to a broad range
of the international clients on all aspects of Asia business setup.
Currently, popular engagement requests are for services related to:

- Tax efficient financial structures
- Singapore company incorporation
- Hong Kong company incorporation
- International tax planning
- International banking
- Business turnaround services
- Global recession opportunities

http://www.healyconsultants.com

About The Author

Mark Lazell is a PR and marketing specialist and freelance journalist
with working knowledge and experience of the offshore financial
industry in the Middle East and Asia-Pacific regions.

Offshore Business: A Brief Overview

by: Peter Cant

Advantages of Offshore Businesses

There are varying definitions for an offshore company, or offshore
business. Definitions commonly refer to offshore business as involving
the movement of an aspect of a company overseas. Regardless of the
official definition, offshore companies are set up in jurisdictions,
which offer advantages – which include no, or low, taxes on income and
capital gains, no restrictions on employment policies and high
confidentiality from minimal reporting requirements.

Generally, an offshore company is incorporated from outside the
particular jurisdiction in question. It is also restricted from
conducting business within that jurisdiction, although this can be
dependent on the jurisdiction in question. The ultimate purpose of
offshoring is the tremendous savings companies stand to gain by
incorporating in certain offshore jurisdictions.

Offshore company formation can be an excellent way to legitimately
minimize international taxation. For example, incorporation in
Singapore, which is not seen as a traditional tax haven, allows
international profits to be legally tax-exempt provided funds are not
remitted to a Singapore corporate bank account.

Apart from being a legitimate way by which to protect global assets,
international entrepreneurs choosing to form an offshore company in a
reputable jurisdictions such as Singapore or Hong Kong, portray a
positive, reputable image to customers, suppliers, investors and
banks.

To summarise, advantages of using an offshore company can include:
- Minimising tax obligations
- Effective protection of global assets
- Efficient execution of international business
- Procedures for incorporation are usually less complex
- Limited reporting requirements, hence higher confidentiality
- Portrays international image, provided it is a reputable jurisdiction
- Protection against volatility in economic and political elements

'Tax Haven' Stigma

Whilst the benefits of taking a company offshore can be valuable,
consideration should be given to the potential risks. Traditional
offshore jurisdictions are becoming increasingly insecure. Many
offshore jurisdictions have come under pressure from the Organisation
for Economic Cooperation and Development (OECD) to exchange company
and bank account details of foreign clients as a way to assist in
combating tax evasion, money laundering and terrorist financing.

After the recent G20 summit, many traditional 'tax havens' have made
commitments to following the transparency guidelines set out by the
OECD. This increased attention is not only on rich individuals but is
on corporations – large and small. For this reason, it is crucial to
develop the most appropriate corporate structure when undertaking
offshore incorporation so as to avoid the 'tax haven' stigma that can
negatively impact a company's success.

The term 'tax haven' has recently received negative publicity due
largely to the increased efforts of G20 nations, especially the US and
UK, to clamp down on tax evasion. The case between Swiss bank UBS and
the United States government is an example of this.

But is the cause of this attention due to the policies of these common
offshore jurisdictions or the determined efforts of other countries to
maintain, or maximize, their own tax revenues? Hopefully the objective
is focused on reducing tax evasion. Differences between countries in
terms of personal income and company taxes, incorporation
requirements, trade and employee policy restrictions, foreign
investment policies, confidentiality requirements etc. should help
maintain a competitive international business environment. This helps
to avoid larger governments trying to enforce restrictive tax and
trade policies.

Asia provides efficient options for international entrepreneurs
considering offshore jurisdictions. Singapore and Hong Kong are two
jurisdictions that boast excellent international reputations, have
investor-friendly business environments and are economically and
politically stable.

Cooperation and transparency between authorities will increase but it
is not the end of low tax jurisdictions or banking privacy. Offshore
incorporation, when properly structured, is an excellent,
tax-efficient strategy for entrepreneurs to conduct their
international business.

Healy Consultants is an experienced corporate services consultancy
firm. Headquartered in Singapore, the firm assists a broad range of
international clients with all aspects of offshore company formation.
Healy Consultants is able to assist clients in offshore incorporation
along with other valuable support services including opening corporate
bank accounts globally, tax planning, visa requirements, internet
marketing strategies and more.

About The Author

Peter Cant is the Marketing Manager for Healy Consultants. Peter has
over 11 years work experience within media, advertising and marketing
and has worked on a range of business categories locally and
internationally.

Successful Entrepreneur Employs Leadership Traits to Start and Grow Business

Successful Entrepreneur Employs Leadership Traits to Start and Grow
Business - A Virtual Assistant Success Story

by: Randall Goruk



One of the great things about being an executive and leadership coach
is the opportunity to work with a variety of people who work in a
variety of different industries. I have been doing some work recently
with Kara Rosner, owner of Key Virtual Office Solutions – a Virtual
Assistant (VA) business based in Scottsdale, Arizona.

I asked Kara if she would mind sharing her experiences of starting up
her small business through an interview – she was in full agreement. I
thought sharing her experience will benefit many of my other clients
as well as those who intend to start up their own small business one
day.

Kara epitomizes the American entrepreneurial spirit and has
demonstrated the leadership traits to be successful in any new
enterprise … I hope that you find some benefit into her thoughts about
her business.

RG - What is your vision for your business?

Kara -My long-term goal is to build a small team of professional
virtual assistants and continue to provide top-notch business support
services to small business owners.

RG - Did you have a business plan before you started your business?

Kara -Yes. Writing my business plan helped me think about all aspects
of my business–from marketing tactics, to understanding my
competition, to assessing my financials. It is a valuable tool and
helped me formulate my overall business strategy.

RG - If you had to start over, what would you do differently?
Kara - I would use different marketing tactics now that I know what
works best for me. In the beginning I tried various forms of print
advertising such as direct mailers and newspaper ads, which did not
produce results. My best and most cost-effective forms of marketing
have come from personal networking, referrals and my internet
presence.
Additionally, I would have begun networking earlier in the process of
starting my business. Networking is extremely important in the launch
of any business and a great way to let people know what you do. I
found it to be very powerful in helping me establish my client base.
RG - What do you think it takes to be successful in your business?
Kara - I think there are several factors for success as a virtual
assistant. First and foremost is having a dynamic skill set that is
attractive to your target market, which in my case is the small
business owner/home-based business. Understand your talents and market
them accordingly.
Additionally, a keen sense of client service is vital for success.
Knowing your client's needs and consistently delivering timely and
accurate service is crucial. Since most VA-client relationships are
not face-to-face it is important to build trust and respect.
It is also very important to be knowledgeable about the marketplace
and open to continually learning new skills. Technological advancement
is rapid and it is essential to know what skills and services are in
demand by prospective clients. A willingness to learn and add to your
skill set is important for long-term success.
RG - What are the characteristics you possess that you feel will help
you be successful as a VA?
Kara -The traits that contribute to my success as a VA are my
creativity, resourcefulness, dedication, strong organizational skills,
and proactive nature. Honesty, integrity and a positive attitude are
also key characteristics that help me be successful.
RG - What challenges are you faced with today?
Kara -One of my biggest challenges is maintaining a good work/life
balance. Starting a new business can be an around-the-clock job. It's
important to take time to rest, recognize accomplishments, and
re-energize for the next day!
RG - What is your competition like?
Kara -Since virtual assistance is not bound by physical location my
competition is local, national, and international. However, I consider
my main competition to be US-based virtual assistants providing
right-hand business support services to small business owners. I think
what sets me apart is my strong technological skill set, previous
corporate management experience, top-quality work and superior client
service. There are many talented VA's all across the country, and
that's a good thing for the industry as a whole.
RG - What are your concerns for the future?
Kara -The VA industry is rapidly growing and the number of people
leaving traditional corporate jobs to become virtual assistants is
increasing. As the industry grows and competition increases I want to
continue to be able to distinguish myself as a top-notch, experienced,
and dedicated VA.
RG - Without naming names, can you provide a couple of client success stories?
Kara -I love providing solutions for my clients. One of my clients, an
extremely busy entrepreneur with a rapidly growing practice, has
little to no time to handle the day-to-day administrative tasks for
her business. I started working with her earlier this year, helping
organize her client database, managing vendors, developing
presentations and organizing financial data. Since then, she has been
able to focus more time on expanding her practice, and is now able to
spend more time with her clients. We continue to have a strong and
productive working relationship.
Another client of mine, also a busy entrepreneur, needed help with
various projects including updating his website on a monthly basis.
After getting to know his business I've been able to take on the
website updates each month, along with many other projects. This has
allowed him more time to focus on developing his business.
I hope this article has provided you with some insight into the
experience of starting a small business. For more information on
executive and leadership coaching, or to learn how a virtual assistant
could benefit your business please contact Randy Goruk or Kara Rosner.


About The Author

Randy Goruk is the President of The Randall Wade Group - a leadership
development company with a North American client base.

Mr. Goruk is a leadership coach, trainer, consultant, author and key
note speaker on leadership related topics. More can be learned at his
website: http://www.randallwade.com.

Rich Vs. Wealthy - An Explanation of the Difference Between Rich Vs. Wealthy

by: F Micheal Bridges

Over the last several months I've noticed quite a lot of chatter on
the internet regarding the "differences" between being RICH vs.
WEALTHY so I thought I'd weigh in with a few thoughts of my own
especially since I promote wealth building not building riches.

For the purposes of this article we will not be talking about
emotional or spiritual wealth, though they are certainly important.
Those are entirely different topics and warrant their own discussion.

So do you want to be rich or wealthy and is there really a difference?
I must preference this discussion by stating that it is certainly
better to be either of them than neither of them. With that said, we
will first want to get a rough idea of what the two definitions mean
so let's pull out the old dictionary. "The Lexicon Webster Dictionary"
defines "rich" as having abundant material possessions; well supplied;
abounding; producing abundantly; productive; wealthy.

Well that didn't really clarify the definition for me so let's look up
"wealthy". The same dictionary defines "wealthy" as having wealth;
affluent; opulent; ample; material possessions in all their variety;
"a collective term for riches." It appears that Mr. Webster didn't
have a firm grasp on the differences either.

OK, I guess the differences are in the "eye of the beholder" so to
speak. So let's try to define them ourselves. First think about being
rich. Imagine that you wake up tomorrow, your wish was granted and you
are now among the "newly rich". What images immediately come to mind?
Next take just a moment to jot down what being rich would mean to you.
Would it mean a new car, bigger house, a boat, long vacations?

Now repeat these two steps but this time your genie was very good to
you and "poof" now you wake up "wealthy". Did you upgrade your list of
material things? This time instead of thinking about a new car were
you imaging a Ferrari, Bentley or Lamborghini? And the bigger house is
now a mansion and the vacations are now on your yacht aren't they?

Sustaining your riches makes you wealthy.

Now comes the most important question, the one that I believe really
distinguishes the rich from wealthy. Was your wealth sustainable? Did
you still see yourself on that yacht in your "golden" years? Wealth is
sustainable. Wealth can endure for generations. Rather than working
for their money wealthy people know how to make their money work for
them.

Being Rich is a very good thing but when you stop working for the
money you will eventually run out of it unless you have studied the
"science" of making your money work for you. With the right
investments your money can work for you 24 hours a day, 7 days per
week. When you learn to make your money work harder for you than you
work for it, you will be well on your way to becoming wealthy.

The Invest To Retire website promotes your wealth building education
rather than an education in building riches. Riches can often be
fleeting. As a familiar example, it is widely reported that 7 out of
10 lottery winners are bankrupt within a few short years after they
win. Remember that all 10 were "rich" but 70% didn't know how to stay
that way. They didn't understand or perhaps even care to learn how to
turn their riches into long term wealth.

Let's assume that the day before you woke up "rich" you were within
the average of American households earning a salary of around $43,000
annually. Chances are that you may consider a $1,000,000 lottery
jackpot as being rich. Would you quit your job?

In order to maintain your current average income of $43,000 per year,
your $1 million jackpot would be depleted in 23 years. Remember, a
majority of lottery winners are flat broke within a few years after
winning. Assuming you did not change your lifestyle or spending
habits, you'd have 23 years of "income" at the same level you're used
to.

Twenty three years may seem like a long time, but if you hit the
jackpot in your early twenties, you'll be out of money by age 50.
Still thinking of quitting your job? Probably not.

So, what does it take to maintain the same $43,000 per year, allow you
to quit your job, and still be able to keep $1 million for posterity?
The simple answer is investing your windfall and earning compound
interest on your investments. A modest 4.3% will keep you at your
current income level (before taxes), allow you to quit your job and be
able to maintain $1 million. The most important thing to remember is
that the $1 million drives your interest earnings and you'll never
want to tap into that principal.

But, who wins the lottery and just wants to maintain their current
lifestyle? I'm willing to bet its not you.

If you want to double your current income, quit your job and maintain
that $1 million, you'll have to earn a consistent 9% on your
principal. Again, the difference between being rich and wealthy is
sustainability. Without sustaining your principal, you'll be rich but
not wealthy and your riches will surely deplete to nothing.

Odds are that you won't win the lottery or even inherit a large sum of
money. No worries, though, you can still amass wealth starting with
what you currently have.

Just like when you were a baby you had to crawl before you could walk,
the same is true with investing. You will need to educate yourself
about the basics of making investments that produce safe, secure,
consistent returns, making your investments work for you. Remember the
proverb: "Give a man a fish and you feed him for a day. Teach a man to
fish and you feed him for a lifetime". Nowhere does this hold truer
than with building your wealth.

Even if you are not currently a high income earner you can become rich
in a relatively short time if you actually implement investing
strategies that produce high and consistent returns on your
investments. And if you learn to mange your investments to make them
work for you, you will be on your way to becoming wealthy.

Being rich is a function of how much you earn. Don't confuse being
rich with earning a high income but at the same time drowning in debt.
Becoming rich requires the knowledge to make money or in some cases
luck. Becoming wealthy requires the knowledge to use that money to
make even more.

Recently I heard a straight forward definition of rich vs. wealthy
that I like. It was defined as "a pro athlete is rich and the guy that
signs his check (team owner) is wealthy". I sort of think of Wealthy
as Rich on steroids.

About The Author

There is definitely a difference in the two meanings and I get into
more details of create wealth at my website, Invest To Retire.

Please visit the site http://www.investtoretire.net for instant access
to additional wealth building tips, techniques and secrets.

Mike Bridges
Invest To Retire

This Is the Fastest Way I know to Make a Fortune Right Now By Tom Dyson

This Is the Fastest Way I Know to Make a Fortune Right Now By Tom Dyson

It's the late 1980s. The savings and loan industry has collapsed, and the government has a big mess of failed banks on its books...

The Federal Savings and Loan Insurance Corporation (FSLIC) insures S&L deposits. Whenever an S&L collapses, the FSLIC seizes and then auctions its assets... just like the FDIC does for banks today.

By 1988, the FSLIC has more than 100 failed S&Ls on its books and is close to insolvency. It is so desperate to get these busted S&Ls off its books, it's offering huge tax breaks and federal assistance to anyone who buys them.

"A lot of money for something worthless..."

Richard Lowenstein thought he could never pay for retirement.

Then he learned about a radical solution...
a little-known document in his house that he could sell for $280,000.

As Lowenstein later told Kiplinger's Personal Finance:

"If someone wants to give me a lot of money for something that is worthless to me, I don't see a downside."

Here's how he did it...

So Gerald Ford buys more than 30 of these failed S&Ls...

Ford then restored the S&Ls he bought from the government back to profitability. He built these banks into two large retail banking chains in Texas and New Mexico. He sold one chain to Norwest – or Wells Fargo today – and the other chain to BankAmerica.

According to American Banker, Ford's $300 million investment generated $1 billion in profits in five years.

Today, with a fortune of $1.3 billion, Gerald Ford is No. 559 on the Forbes list of the world's richest people. He has a football stadium named after him, the Gerald J. Ford stadium in Highland Park, Texas. And he races thoroughbred horses. He won the Breeders' Cup in 2003 and the Dubai World Cup in 2004.

Buying distressed banking assets from the government is one of the fastest ways to make a fortune. The government's political agenda is often stronger than its desire to get a good deal for the taxpayer. So it gives tax breaks, low-interest loans, and below-market prices to investors who buy these "toxic assets."

The S&L crisis is one of the best examples of this phenomenon. The government rescued the entire industry, eating $125 billion in losses to get the industry back to solvency and profitability. I can name half a dozen investors like Gerald Ford who made fortunes from the S&L collapse.

In 2008, we experienced a true "credit crunch" and "banking panic." At the height of the crisis, it looked like there might be a run on the entire banking system. The situation was so bad, the Fed created the world's single-largest government intervention in the free market.
These actions simultaneously prevented a run on the entire banking system... while making the perfect situation for profiting at the government's expense.

Remember the FSLIC I mentioned above? Well, now the FDIC insures bank deposits. When a bank fails, the FDIC auctions off the remaining assets to other banks.

In the S&L crisis, some 745 institutions went bankrupt. So far in this crisis, Obama's band-aids have held the system together. Only 60 banks have folded since January 1, 2008. So the big opportunity in buying busted banks is probably still in the future...

The FDIC is also administering the Treasury's toxic asset disposal program. The official name of this program is the "legacy loan program."

The government has designed this program to clean bank balance sheets of toxic assets, like distressed loans and junk mortgage securities.

So far, the details of this plan are pretty sketchy... The FDIC isn't sure how the plan will work out. It's set up a section on its website where members of the public can offer suggestions for issues the FDIC still hasn't resolved...

But one thing's for certain... some investors will soon make a fortune from this program.

Here's How to Make Far More Money in Bonds than Stocks in 2009 This Market Is Weaker Than a Wet Paper Bag

I'm keeping my eye open for ways we can profit off the banking boondoggle... Even the FDIC wants individual investors to participate in the auctions. It just haven't figured out how to do it yet.

You should keep an eye on the FDIC's website for this announcement.
Also, the FDIC publishes a list of all the failed banks since January 2000...

When you see more banks failing, you'll know there'll be more FDIC-insured profit opportunities coming.

U.S> Postal -Based Secret Could make you a " 1 Share Millionaire"

U.S. Postal-based secret could make you a"1 share millionaire"

Whether stocks go up or down... some companies return tens of thousands of dollars a month starting with just a single share. But you can't buy them on the market: They're available through the U.S. mail.

"It's almost impossible not to make money... "says the San Francisco Chronicle.

Dear Reader,

Stocks are a mess right now.

But there's one group of people who've found a way to make tens of thousands of dollars a month starting with just a single share... by getting it through the U.S. mail.

Like Rex Trotter from Eugene, Oregon – who's made $1.2 MILLION due in part to this secret. Or Bill Henderson in Dallas... John Richmond in Tucson... and hundreds of other ordinary Americans.

The catch is: You can't use this secret on just any stock, because it's not available for every company.
And you can't go through a broker.

As MarketWatch explains, "it cuts out brokers. They won't tell you the ‘best-kept' secret on Wall Street... and they've made sure the SEC keeps it a secret, too."

In short – it's a little-known way to buy ONE special and very powerful share of stock delivered through the U.S. Postal Service... no matter where you live.

The power in these special shares lies in the fact that they multiply in number and in value, without you doing a single thing.

The folks who know about this secret are safely making an absolute fortune. Take George Mallard in Boston,

for example...

Mallard, 52, works in the auto industry. He's never made more than $46,000 in any year of his life. All he's ever wanted is "peace of mind," he says.

One day on a lunch break, Mallard filled out a short application for a share of his favorite company.
He put it into an envelope... and dropped it in the mail.

Today Mallard's portfolio is worth $1.1 million... and this secret helped get him there.

Now you can see why I call people who know about this opportunity, "1 share millionaires." And I'm not the only financial analyst who's uncovered this situation...

A CFA from Indiana named Charles Carmine recently spent an entire year traveling around the country... north, south, east and west... to track down the people who have used this secret – for a book he was writing...

For many, it's been "the passport to a seven-figure portfolio," he writes.

Now bear in mind:

Not everyone who buys a single share of stock with this secret approach becomes a millionaire. And it's not for day traders. But as you'll see, the gains can be unbelievable...

Alex Goode from North Carolina,
for example, bought 1 share of Chrysler for $36.88.
Today his stake is worth $15,000.

Sarah Brighton in Fort Lauderdale put $25 into 1 share of her local power company.
The account now has "well over $20,000 in it," she says. "It's been such a relief to have that money ready to go. It was such an incredibly effortless way to invest... and it was simple.
We didn't feel like we needed a financial background to use this method."

Recently – 36-year-old Chris Damien in Richmond started with 1 share of McDonald's. So far he's made $25,000. And it's still growing...Bottom-line: Buying stocks through the ordinary approach of a broker is very risky these days.

But there's a unique way for you to buy just ONE SHARE of a small list of companies on the regular stock market – and simply by holding it, make more money than you may have ever made before... in any market, with any style of investing.

Let me give you the full details, including how to get your first share – and make thousands in extra income with it, beginning as early as this week...

Last great secret of American retirees
When I say 1 share... I literally mean 1 SHARE.
There's no hidden catch to this investment... and it has nothing to do with penny stocks... trading... bonds... or anything else you've likely heard of.
Take Jill and Eric Joyce, for example, a couple in their 60s from Palm Beach.
When they first heard about the secret I'll explain to you below – they didn't have much money to invest... and knew very little about the markets.
"$1.8 Million"

That's how much Shelley Weaver, 75, has made.
And she says she could never have done it without this secret.

Shelley lives in South Carolina with her husband of 50 years... and has little investing experience. Below: details on how it works...

"$200 a month was about as much as we could sock away," Mr. Joyce, an English teacher, said. "Sometimes only $50."Naturally, he was worried about their retirement...

So when the Joyces heard a powerful way to make a lot of money starting with just 1 share – they took immediate notice. They bought 1 special share of Home Depot (HD), the retail giant, one of their favorite companies.

As their local newspaper, Palm Beach Post, later wrote in a little-known report on this investment secret, "They now own about $20,000 in the stock."

** Other retiring couples have made even more. Hal and Edie Glamis in Little Rock, Arkansas have made $166,288.93 with help from this secret. And it'll keep growing... They too could soon be "1-share millionaires."

** Amy and Gavin Monroe from Portland, Oregon used this secret to buy a small stake in their local utility, and have since made $87,565.But you can't become a 1 share millionaire through the regular market. And that's what makes this one of the last great secrets of American retirees...
Quite simply, it's available through the U.S. mail. You completely bypass the stock market – which is one reason this investment generates money even when stocks are falling.

Believe me, I know it sounds unusual. But once you see the details – I think you'll agree with USA Today, who calls it the "wonderful world of investment heaven."

Here's why...
2 Times More Money

The U.S. Postal-based secret to buying 1 share of stock begins with a simple application. It's usually 1 page long and is available across the country.

At the top is a line for your name... in the middle are two lines for your address... and at the bottom is a spot for your signature. That's basically it.

You fill it out... put it into an envelope with a check for the regular market price of the stock you're buying (as little as $25)... and mail it back. And by following this secret approach – you receive 1 "Compound share" of company stock that returns up to 2 TIMES MORE than an ordinary share bought the old-fashioned way.

Take Marriott (MAR), for example. Suppose you'd bought 1 share of this international hotel firm back in 1998, through a broker. You'd have seen a big return at its high – more than doubling your money...

But by getting a "Compound share" through the mail, you'd have made a 513% return over the exact same time period – outperforming the regular share bought the old-fashioned way by almost 3 TIMES.

Take a look --------------------»

Or consider General Electric (GE). Suppose you'd bought 1 share the old-fashioned way back in 1990, through a broker. You'd have done well. But by buying a "Compound share" in the mail, you'd have made almost 2 times more... a 1,242% gain.

Or take a lesser-known company like Avery Dennison (AVY), a tiny paper-maker. Again, suppose you'd bought 1 share in the mail in 1990. Well... once more – your gain would have crushed the regular share bought the old-fashioned way... for a 1,010% return.And the exciting thing is, you don't have to limit yourself to 1 share when you take advantage of this secret. The fact is – you can buy as many shares as you want...

So why do "Compound shares" sent through the U.S. mail have the ability to generate returns that are so much higher than regular shares bought the old-fashioned way? Well, the answer is that when you apply for Compound shares through the mail, you receive them directly from the company.

This means you cut brokers... stock exchanges... and all the other red tape of Wall Street. And by buying shares directly from the company with the "1-share millionaire" approach, they'll pay you dividends worth up to 10 times more than regular dividends earned the old-fashioned way. That's why people who use this secret are making tens of thousands of dollars, starting with just 1 share.

Companies are glad to pay such huge amounts because it attracts investors... and that means more money for them. You win, they win. The only losers are brokers, who don't make a cent (which is why you've probably never heard of this before).

As you'll see – only a certain number of companies allow this type of investing. Some huge, others small... some well-known, others obscure... some in energy, tech, retail, others in healthcare, fast-food and metals. They have basically nothing in common.

But the fact is, each and every one of them could make you a "1-share millionaire" by selling stock to you directly, through the U.S. mail.
And it gets even better...

You see, there's a way for you to make even more...
$108,170... starting with 1 share
Have you ever heard of Allegheny Technologies (ATI)?
Most people haven't. It's a little Pittsburgh-based metals company that has been around since 1960. They work in aerospace and defense.

But Allegheny is one of the small number of companies who offer "Compound shares" through the mail. And every single year they pay a dividend on those shares worth up to 5 TIMES MORE than dividends of the regular shares bought the old-fashioned way.
As you can imagine, with $5 billion in sales last year, that kind of money can add up pretty quickly... even on just a single share.

Take a look: Suppose you'd bought 1 "Compound share" of Allegheny through the mail, back in 2003. It would have cost you about five bucks. You'd have written a check for that amount... filled out the application... and mailed it. A few minutes' work.
But in just 4 years – your $5 share would have become $108.17.
That's a 1,988% gain on just 1 SHARE.

But that's just for starters. Because as I mentioned earlier: You don't have to limit yourself to 1 share. You can use this secret to buy as many shares as you want...
And the more shares you buy... the more you can make.

On 150 shares of Allegheny... you'd have made $16,225. On 500 shares, $54,085. And on 1,000 shares... you'd have made a $108,170 profit.

But to me – the most amazing part of this secret is that very few people outside of the financial world have even heard of it. Unless you're a wealthy money manager or an analyst... chances are you're reading all this for the first time.

You see, it was only during my experience at one of the largest banks in the world that I discovered this secret. And quite simply, I saw it make my co-workers rich...
1,600% extra dividends

I was at Citigroup when I got my first break in this business, working at the bond desk. Trillions crossed my desk every single day... trades as big as $4 billion.
It was hectic. My colleagues barely spoke to me:

"Tom – we're buying this... " and "Tom – we're selling that... "
That's all I ever heard... till one day in one of my case studies I read something I couldn't believe. In short, some people were receiving a 34% dividend on ordinary stocks – while everyone else in the market got the regular 2% dividend.

Money Magazine:
"The difference could be tens of thousands of dollars... "
That's 1,600% in extra dividends... and from what I learned – hundreds of traders... money managers... and smart shareholders were doing this every single week.
As you can guess... I'd stumbled across the powerful secret of getting "Compound shares" through the U.S. mail. For some folks, this approach has produced tens of thousands in extra cash...

For example, I learned about a man named Paul Siegel, from Billings, Montana. He began with just 3 stocks... but last year, wrote that he's already made $50,000 more money using this secret than with his entire regular portfolio.

And I heard of Brad Hilloughby in Tulsa who built up to 200 shares of WEC through the mail. He's seen a 313% return... enough to quadruple your money.Consider Procter & Gamble (PG), for example...
Suppose you bought a regular share back in 1990, through a broker. You'd have seen a 744% return.

But by getting a "Compound share" through the mail, you'd have made a 3,939% return in the exact same time period – outperforming the regular share by over 5 TIMES.

Take a look--------------------»

Or take yet another well-known public company, American Express (AXP)...
Suppose you'd bought a regular share back in 1994, through a broker. You'd have made a 704% return at its height – again, not bad, if you didn't know any better.
But by getting a "Compound share" through the mail, you'd have made a 2,534% return over the exact same period – outperforming the regular share by almost 4 TIMES.

Take a look -------------------»

You'd think an opportunity like this would be written about in finance papers and magazines. But incredible as it sounds, the full details have been described by just a relative handful of news sources...

Like Money magazine, who says: "The difference could be hundreds of thousands of dollars or more," from using his secret.

Wharton Business School: "3,233% difference"

The secret of "compound shares" has been studied extensively by a Wharton School of Business Professor, Jeremy Siegel.

He found that from 1871 to 2003 only 3% of the market's return came from capital gains, while the remaining 97% came from simply compounding dividends.

In other words... in over 100 years of market history, there's a 3,233% difference between holding regular and "compound" shares!

And get this: These opportunities are so lucrative the government actually actively discourages companies from running ad campaigns about them. Otherwise – too many people might get involved... and brokers would go out of business!

** It's easy to see why: If you'd bought AT&T "Compound shares" through the mail back in the ‘80s, you'd have made 290% more than if you'd used a broker to buy regular shares on the market.

** You'd have made 150% more money on Bank of America if you'd picked up "Compound shares" in the mail versus going through a broker back in the ‘90s.
As a Wharton Business School study shows – the difference between regular and "Compound shares" amounts to a staggering 3,233%.

That's why I've been sharing the details with thousands of ordinary Americans all around the country. For example – Jim Leonard in Bangor told me: "If I'd known some of this information 10 years ago I'd be a millionaire today."

For the past year now, I've been researching the absolute best "Compound shares" to buy through the mail right now... for the biggest return in the shortest amount of time.

How a $5000 investment Today Could Make you Rich.

How a $5,000 investment today could make you rich ?

My name is Doug Casey.

My specialty is traveling the globe to find unique moneymaking opportunities most Americans never hear about on their own. I've been doing this for the past 30 years.

I learned about Toronto's gold exploration business on more than two-dozen trips to Canada over the past two decades.

(Don't worry, I can show you how to take advantage of this opportunity without ever leaving home.)

In addition to Canada, I've visited more than 175 countries during my travels. I've presented my findings on national television--such as CNN, Merv Griffin, Charlie Rose, Regis Philbin, and NBC News. Phil Donahue even devoted an entire show to my work.I've also written about my findings in three books (one of which was on the NY Times bestseller list for 29 weeks), and have been the subject of articles in Time, Forbes, People, The Washington Post, and most recently the May 2005 issue of The New York Times Sunday Magazine.

I can tell you from first hand experience that Toronto's gold exploration companies offer you the best money making opportunity in the world right now.

I've been taking advantage of the recurring cycles, loading up when the stocks were cheap, then selling at the top.That's why I've made this the focus of my company, Casey Research, over the past few years.

We have offices on both coasts of the United States, and in Canada too—each year we spend tens of thousands of dollars visiting and interviewing the key players.

I know a great deal about the people running these Toronto-listed exploration companies. Very few other investment analysts even know they exist.

Each year I travel across the globe looking at their projects: Spain, Kazakhstan, Sweden, New Zealand, Russia, Peru, The Yukon, Argentina, Mexico, and dozens of other "off-the-radar" venues.

Look, there are no guarantees...I've been in this business long enough to know that when something looks too good to be true, it usually is.

But there is an opportunity before you today that you will probably never have again in your lifetime. I've been urging everyone I care about to take advantage of it—my friends... my family... my employees.

If you follow just a handful of my simple recommendations over the next year or two, it's possible you may make more money than you know what to do with. If you have $5,000 to start with today, and follow my advice, you could soon have enough to buy a new home almost anywhere in the world when this boom is over.

Start with $10,000, and you could have enough money to quit worrying about money for the rest of your life. In short, a small investment today could pay for a luxurious life for the next 30 years. I'm not kidding.

And I'm not exaggerating.I encourage you to act soon, however. As I mentioned, the story is already starting to get out in America.

Recently, Kiplinger's Personal Finance, Business Week, and The Wall Street Journal have each written on the subject.To help you take advantage of this situation, my Research Staffers and I have put together a Comprehensive Report explaining everything you need to know.

In this report, we detail exactly which Toronto gold exploration companies to buy right now and how to buy them.

For example:•

Toronto Investment #1 is a company that owns 100% of a super-valuable gold mine Quebec, Canada.

(Keep in mind, this is a place where the government pays you about 50 cents for every dollar you spend exploring and people here actually want mines nearby.)

There are about 6 million ounces of proven gold in their property, and it is selling extraordinarily cheap.

• Toronto Investment #2 is an Alaska and Nevada gold explorer, based in Toronto, with over a dozen prospective projects, all but two in Alaska. The firm owns 6.8 million ounces of gold at a single site in Alaska. There just aren't many other monster deposits selling this cheap, anywhere in the world.

• Toronto Investment #3 is a very small company with a great gold project in one of our favorite locations: Ontario, Canada. This stock is a "one-trick pony"... but it's our favorite trick. What I mean by that is, they've got a ton of gold in a great location... right near the surface for easy mining. The guy who runs this small company used to work for Barrick gold... which has gone up more than 6,000% in the past 25 years.

• Toronto Investment #4 has big projects in the U.S., Canada, and overseas.

This firm is simply a screaming buy right now, and we expect you will be able to quadruple your money at least over the next few years.

Why these four companies, out of the hundreds listed? Well, frankly, it's a matter of judgment, and that's something I've worked to develop over my three decades in the business.I personally know and speak on a regular basis with all of the major players in the business. I'm talking about people such as Lukas Lundin and Robert Friedland.Unless you're in the business, you've probably never heard of these guys.

They are super-successful mining billionaires. Lundin, for example, is head of the Lundin Group. Based in Geneva, the company runs twelve companies engaged in exploration and development of oil and gas, gold, copper, cobalt, zinc, diamonds, uranium, iodine, sodium sulphate, and potassium nitrate.

Robert Friedland is one of the richest guys in the world, who regularly appears on the Forbes' list of the world's richest people. He made his first fortune uncovering one of the world's biggest nickel deposits, and sold it for $3.1 billion.

Now he runs Ivanhoe Mines, with huge gold and copper deposits in Mongolia.

I stay in close touch with Robert, Lukas, and the other key players in the industry.I hope you don't think I'm saying this to brag. It's just that a lot of people claim to be experts in this industry—but very few people have been around it as long as I have, and have the contacts I do.I visit exploration properties and mines often. I've gone underground too many times to count. And recently, I've done something pretty extraordinary, to ratchet up our research and boost our gains...

Recently, I've hired the most fearless, vigilant mining analyst I've ever found, who I pay to do nothing but travel the globe and find the best gold companies in the world.

His name is Louis James and, having been in the business for 30 years, I can tell you firsthand there's not another guy like Louis in this industry.In short, Louis will do whatever it takes get to the truth about a mining project, to give us an investing advantage.

With a background in physics and economics, Louis speaks fluent French and Spanish, and passable German and Russian. But his real strength is getting in tight with the locals, for "inside" information that leads to huge gains.

• For example, while in the Democratic Republic of the Congo a couple years ago, he met up with locals and ate crocodile, ostrich & other exotic delicacies. His fluency in French allowed him to figure out which way certain political events were going to go.

This was a major variable for a company we were interested in, called Tenke Mining. Because of Louis' insight, we made 600% gains on the investment.• When I was traveling to Ecuador on my last trip, I took Louis with me. He paid a visit to the head offices of an Ecuadorian environmental activist group called Accion Ecologica.

This group pays local village elders to oppose mining. Their tactics can be extreme, and their headquarters had tough security -- you can't just walk in off the street.

But Louis put on his "American reporter" hat and spoke Spanish, got in the door, and learned about their various battle plans to fight mining projects throughout the country.

• In recent months, Louis has traveled around the globe to places like China, Venezuela, Peru, Mexico, and Canada, just to name a few.

Next, he's off to Chile, Argentina, Nevada and then back to Mexico.

His only goal: Help us find the best mining projects in the world.

Toronto's Secret Gold Investment returns 1,739%.

Toronto's Secret Gold Investment returns 1,739%
after gold prices rise.

Gold is up 70% in the past three years — but a secret investment from Toronto can return 10-times as much after gold prices rise. Last time conditions were this good, it returned 1,739%. That's why The New York Times recently told American investors to "pay attention to Canada".

We are still at the beginning of a major gold bull market.
The price is up about 70% in the past three years. As The Wall Street Journal reported on February 23rd of this year:

"Many investors are diversifying away from financial assets and into gold because of uncertainty about the global economy and banking sector... "

What most people don't know, however, is that there's a unique investment in Toronto, which skyrockets during every gold bull market. Specifically, it goes up after the price of gold has already increased.

The last time conditions were this good, it soared 1,739%... 2,779%... and 3,479%.
And these are the small gains.Some investors had the chance to make as much as 13,000% using

Toronto's Gold Secret during the last bull market. Others had the chance to make even more—an incredible 26,000%! That kind of return turns $500 into $130,500.I can't promise exactly how much you'll make using Toronto's Secret Gold Investment during this gold bull market. But I can say without hesitation that you could double, triple, or even quadruple your money in the next year or two. But you must decide soon whether or not this investment is for you.That's because the word is already starting to get out in the mainstream press:• The New York Times recently reported that, "

After more than a decade... [Toronto's Secret Gold Investment] is capturing investors' imagination."• The Wall Street Journal reported that this secret investment "seldom grabs the limelight, or even registers on most investors' radar screens. But with commodity prices strong... [Toronto's Secret Gold Investment] is on a roll." If you want to make a lot of money in the next few years, there is simply no better, surer, way to do it, starting with a small investment stake.

Let me show you how it all works... How to make 1,739% with Toronto's Secret Gold Most Americans don't have a clue about how Toronto's Secret Gold Investment makes people rich. I
t actually happens in very predictable cycles, about once every decade.

You see, in the gold business, there are two kinds of companies.

First, there are the companies that dig gold out of the ground after it has been discovered. These are the "producers." They drill holes, blast rocks into a manageable size, then haul the rock for milling, stripping, oxidizing, and leaching... before smelting into gold bars that can be sold in the market.Some of the most well-known gold producers are Newmont, American Barrick, and Placer Dome.

These companies have done well during the current gold bull market—up as much as 200% during that period.But what most investors don't realize is that it's the second type of company, the small gold "explorers," that always produce the biggest gains in gold bull markets.

These are the companies that send geologists around the world, scouring for the next gold discovery. They find a promising deposit, and get samples of the rock beneath the surface using drill rigs. If the samples indicate there may be enough gold to profitably mine, they either sell the rights or do the work themselves.

What's interesting about gold bull markets is that these exploration companies explode in price AFTER the price of gold has already jumped.In the late 1970s, for example, the price of gold skyrocketed,

from around $200 in 1979 to over $800 in January 1980.
But it wasn't until AFTER the price of gold peaked that the best exploration companies saw their biggest gains.What kind of profits am I talking about?

•Carolin Mines up 1,739 %
•Mosquito Creek Goldup 971 %
•Lincoln Resourcesup 2,464 %
•Avino Minesup 1,567 %
•Copper Lake Expl.up 13,025 %
•Lornexup 467 %
•David Mineralsup 1,726 %
•Eagle River Mines up 3,479 %
•Meston Lake Resources up 1,213 %
•Silverado Mines up 3,987 %
•Wharf Resources up 2,779 %

A simple $500 invested in each of these companies would have given you $172,585. $1,000 invested in each of these companies would have given you about $350,000.Something similar happened in the early 1980s. After a brief run-up in the price of gold, the best exploration companies saw unbelievable gains:

•Corona Resources shot up 5,445 %
•Golden Sceptre shot up 7,650 %
•Interlake Development shot up 205 %
•Goliath Gold went up 7,011 %

And it happened again more recently, in the mid-1990's. Look at the graphic below.
A handful of discoveries and a run-up in gold prices were followed by tremendous gains for the best exploration companies:

The total gains these companies made over a span of several years is simply amazing:

• Cartawayup 26,040 %
• Pacific Amberup 4,376 %
• Conquistidorup 1,874 %
• Corrienteup 1,850 %
Valerie Goldup 1827 %
• Arequipa Resourcesup 5,692 %
• Farallonup 2,431 %
• Arizona Starup 3,090%
• Cream Mineralsup 3,050 %
• Mansfieldup 1,400 %
• Oliver Goldup 1,600 %

If you had put $10,000 into the worst of these companies, you would have walked away a year or so later with $150,000. If you had put just $500 into each of these companies, you would have made an incredible $271,650.The current bull market is well underway, but only one in a hundred US investors know it. It's like the Internet stocks in the early 1990s. Every time, like clockwork,

AFTER the price of gold jumps, the mania begins. Investors are willing to pour tons of money into the companies that are best at FINDING new gold: the explorers. What does this have to do with Toronto's Gold Secret, which can make you a small fortune? Let me explain...

Toronto's Gold Secret RevealedAs you probably know, companies explore for gold all over the world: Russia, Mongolia, Africa, Canada, Mexico, the United States, the list is endless. In short, if there's gold in the ground, exploration companies will go after it.

Gold has now been mined on every continent except Antarctica. The profits are simply too good to pass up.These companies are small. They are volatile. And they are completely overlooked by the average investor. That's going to change.

But what most people don't know is that almost all of the money for these projects comes from one place:

Toronto.You see, while mining and exploration industries are virtually non-existent in America, they are big business in Canada. In fact, EVERY single company I mentioned above is listed on the Toronto Stock Exchange (TSX).

Because natural resource exploration is so important in Canada (the country has among the greatest collections of natural resources on the planet), the banks and investment houses there are much more attuned to this sector. That's why The Toronto Stock Exchange is home to 10-times as many gold exploration companies as we have in America.

Most people don't know it, but far more money is raised on the Toronto Stock Exchange for mineral exploration than any other market in the world. In fact, 80% of all of the exploration dollars in the entire world come from Canada.

As The New York Times recently explained, "the global mining industry is generally dominated by British, Canadian and Australian companies. Many small exploration companies are listed on the Toronto exchange."

The good news is that you can invest in these companies very easily, without ever leaving home. And you can make a fortune doing it after a spike in gold prices—right where we are right now.
We have watched the price of gold climb steadily in the past few years—and now we're about to see the price of these gold exploration companies take off...

just like they've done in every previous gold bull market.These companies are small. They are extremely volatile and they are completely overlooked by the average investor. But that's going to change. And as if the potential of these quadruple digit gains weren't enough...

there's another factor at play... a huge movement in the equities markets that could send these stocks even higher.

This is the final piece of Toronto's Gold Secret--and it has the potential to make you even more money in the next few months.

A Legendary Investor's Best Advice On Protecting Your Wealth By Dr. Steve Sjuggerud

A Legendary Investor's Best Advice on Protecting Your Wealth

By Dr. Steve Sjuggerud

Earlier this week, Chinese communists laughed at us. Now Venezuela's socialist leader, Hugo Chavez, is laughing at us...

In the last few years, Chavez's government has taken (actually stolen, in many cases) majority stakes in just about every large industry in Venezuela. As you might expect under a socialist regime, Venezuela is suffering political corruption, no growth, high unemployment, and rampant inflation.

But President Chavez joked that Obama is more socialist than he is these days. On a national TV broadcast, Chavez told his fellow Venezuelans, "Hey, Obama has just nationalized nothing more and nothing less than General Motors. Comrade Obama! Hey Fidel, we must be careful or we are going to end up to his right!"

"How I Already Know Which Stocks You're Likely to Buy and Sell this Year..."

Thanks to a new - and unconventional - strategy called "BLUE SHEETING," we can tell you with a high degree of probability which stocks investors are going to buy and sell tomorrow.
This approach is entirely legal and ethical. And you can use it to make 10-30-times your money in the stock market.


Take GM as a simple example.

The plan is to invest $50 billion of taxpayer money to own 60% of GM. Based on that simple math, 100% of GM should be worth about $90 billion. In short, for taxpayers to make a 10% profit on this investment, the total enterprise value of GM would have to rise to $100 billion.
What's $100 billion? For reference, the enterprise values of Google and Apple are around $100 billion. Microsoft's is a bit larger, at $171 billion. It's hard for me to imagine GM would ever be worth what Google and Apple are worth... particularly when GM is owned by the government and unions.

In his monthly Investment Outlook newsletter, legendary investor Bill Gross explains that thanks to more taxes to pay for a near-infinite number of government boondoggles like GM... plus more government regulation to save us from ourselves... plus more government limits on executive pay, "only the most skillful – or the shadiest," will get rich in the future.

Gross says thanks to this increase in government in our lives "investors should expect considerably lower rates of return than what they grew accustomed to only a few years ago."
America is in trouble. "It is probable that trillion dollar deficits are here to stay," Gross says. But there's still opportunity out there...

Gross' big investment secret over the last 12 months has been to invest where the governments invest, only get there first. Looking ahead, Gross believes big investors in U.S. bonds – like China – will soon start to spread their reserves into other assets outside the dollar.

It's a simple matter of diversification. You should do the same, before they get there.
The likely choices for China and others in a similar situation are gold and other currencies that pay interest. If you have 100% of your cash in dollars – if you own no gold and nothing that trades outside the U.S. – then you're not diversified at all.

Staying 100% in the U.S. dollar may have worked out OK in the past. But with the mountain of government spending and record trillion-dollar deficits going forward as far as the eye can see, tomorrow won't look like yesterday.

At DailyWealth, we try to find opportunity in crisis. In the last few months, we've gotten you into stock markets around the world that have soared, like Hong Kong, India, and Russia.

Read This If You're Confused About What the Government Is Doing How to Protect Yourself from the End of America

We've gotten you into safe high-income investments, like Brazilian bonds and virtual banks. Even just yesterday, Chris Mayer showed us ways to take advantage of the government's coming carbon tax.

Times will be tough going forward, as legendary investor Bill Gross reminds us. But here at DailyWealth, we promise to continue to show you how to profit every step of the way.
Right now, we'd start with Gross' suggestion to diversify some of your money outside the U.S. dollar.

Our Top Stock - Market Signal Says "BUY" BY Dr. Steve Sjuggerud

Our Top Stock-Market SignalSays "Buy"

By Dr. Steve Sjuggerud

Get ready. Our top stock market signal is just about to flash a "buy."

And this is big news because going back to the 1920s,
this signal's track record is fantastic...
In fact, the last time this signal flashed was December 2007.
Back then it said "GET OUT OF STOCKS."
It hasn't wavered since...
The signal has stood its ground, saying "stay out of stocks,"
since 2007. Don't you wish you had paid attention to it?

Here's the secret to the market-beating success of this signal:
It has a history of keeping you out of the big downturns in stock prices.
The signal captures most of the uptrend as well.

Let me share this signal's incredible track record.
Our "baseline" is the overall stock market – the S&P 500 Index.
This index has compounded at 5% a year since 1926,
not including dividends.

(Yes, it's true... Most people think the stock market has done better than that.
But the recent bear market reduced the historical return.)


When the signal said "be in stocks"
– two-thirds of the time –
stocks rose at a compound rate of 11% per year
(again, not including dividends).

The other third of the time,
when the signal said "be OUT of stocks,"
stocks actually compounded at a negative 6% per year.

This incredibly simple idea comes down to one question:
Are stocks above or below their recent average prices?

If stocks are above their recent average,
then you want to own them.
If they're below it, then you don't want to own them.

When the S&P 500 Index is above its 45-week moving average,
stocks compound at an astounding 11% annual rate.
And when stocks are below it,
they lose money at 6% per year.

Here's a simple graph showing how much money you'd have made since the beginning of 2000 following this system, versus the index.

We own stocks above the moving average
and move to cash earning 3%
(just to keep the math easy)
when stocks are below the moving average.

The blue line is the money in our little "system."

You're in cash when the blue line goes "straight."

The black line is your money if you just held the market (not including dividends).

You can see a few things right away...

The first is, you did significantly better than buy and hold.
Most importantly, you cut your losses in the two big falls
– the one from 2000 to 2003 and the one from 2007 to today.

With results like these,
why doesn't everyone simply own stocks when they're above the line?
Before I go on...
there is one small issue here that can eat into your returns...
something called "whipsaws."
That's when the market crosses over the line one week
and then crosses back the next week.
The argument goes that the transaction costs associated
with jumping in and out on these false signals would eat up your excess gains.

This worry has merit,
but you can nearly get rid of whipsaws quite easily
by increasing the threshold it takes to get into a trade.
When you raise the threshold to enter the trade to 2%
above the moving average, you cut the whipsaws down by over 80%.

And even though you've made it tougher to get into a trade,
the amazing part is, you don't affect your results much.

In this example, not only would you have ended up with more money,
but you'd have had far fewer transactions, meaning lower costs.

You might disagree with this system.
You might say it's too simple or dumb.
But it's worked darn well over the last 80 years...
and over the last decade.

This Is When the Big Money Is Made in Stocks Do This,
And You'll Never Suffer Another 2008

And right now, this signal is about to say "buy" –
because the old high data points are about to drop out of the 45-week average,
and low ones will replace them.



Remember, when it says "buy" stocks rise at 11%+ a year... Ignore it at your own risk.

What would you do with 100,000 of Family Money ? By Dr. Steve Sjuggerud

What Would You Do With $100,000 of Family Money?

By Dr. Steve Sjuggerud

In 1993, my father did something incredibly nice for me...

He entrusted me to manage $100,000 of his money.

This was far from pocket change...
My dad was a career Navy man,
and my mom a school teacher
– not exactly get-rich-quick professions.
And neither of them came from money.

On May 12th: Capture this $960 payout

Next Tuesday, you can buy what is certainly the safest stock in America...

Minutes later, you can "capture" an incredible cash payout of up to $960 or more.

Soon after, you can sell your shares...
or hold this great company for the long-term.
Click here for the full details.-----------------------------------

I was just starting out as a stockbroker. I
have the full academic education in finance, all the way to a PhD.
But looking back, the biggest financial education
I ever received was from that $100,000...

The money was an enormous weight.
This was my dad's IRA money...
What if I screwed it up? I was determined not to lose it.

So in my dad's portfolio,
I was conservative.
I only bought "deep value" stocks and safe income plays.
And I only bought once they'd fallen
to the point where it seemed we couldn't possibly lose money.
(And then they'd go down!)

I wish I could tell you I doubled or
tripled his account in a few years.
The reality is, it crept forward.
And if I didn't have the "tailwind" of a slight uptrend in the market,
it might have crept backward.

Meanwhile, I had a client in New York whose account was the same size as my dad's.
Ellen was probably 70 years old.
But she was not afraid of the markets...

"My dear,
what's Malaysia Fund doing today?" she'd ask.

"It's around $16," I'd tell her.
The stock was up from where she bought it.

"Buy me some more of it," she'd say.

"But Ellen, you've already got a big stake in this one,
and you can't lose this money. Are you sure?"

"Buy me some more of it."

"OK."

A few weeks would go by.
Then we'd have the same conversation,
only the fund was $2 higher...

"Where's Malaysia Fund today?"

"It's around $18."

"Buy me some more of it."

"Are you sure?
This is really getting to be a big stake here..."

"Buy me some more of it."

Ellen's account was going up in nearly every position.
Meanwhile, my dad's account was just treading water.
My main goal was not to lose his money.
I was scared to take a risk.
So I wasn't making him much money.

A couple more months went by.
I got the same call from Ellen.
With the Malaysia Fund at $23, she bought even more.

At this point, I didn't really protest.
I didn't tell her this...
but it seemed to me she was better at this than I was.
Heck, she'd been at it longer than me.

When a stock my dad owned went up 20%, we sold it.
I could hardly wait to lock in a profit.
Meanwhile, this little old lady from New York was doing the opposite...

When a stock Ellen owned went up 20%,

she was buying more.
And she was making real money.

I wish this story had a happy ending.
But like most individual investors,
Ellen didn't have any "exit strategy."
She didn't use trailing stops or anything else.
Instead, she made the all-too-human error of hanging on too long.

In other words, she only got it half right.

In DailyWealth, and in my newsletter True Wealth,
I've showed you the easiest lesson of successful investing:

Cut your losers and let your winners ride.

Nobody taught us that in business school.
But around the time I was working with Ellen,
I read the book Market Wizards, by Jack Schwager.
The guys in the book made their fortunes in various ways...
but there was one common thread:
These successful traders simply tried to
catch the majority of an uptrend (let their winners ride)
and avoid the big downtrends (cutting their losers using things like trailing stops).

The Easiest Lesson of Successful Investing Don’t Lose Money: The Most Important Law of Lasting Wealth

I hope that – as a DailyWealth reader or True Wealth subscriber
– trailing stops have helped you ride the big uptrends and avoid the big downtrends.
(And if you haven't been using them,
I hope the experience of the last few years is proof of their value...)

If you want to make a lot of money in the markets... and not lose much when your stocks go down... then you need to follow the Market Wizards and Ellen and let your winners ride.

More importantly,

you need an

exit strategy

to cut your losers

early so you can always keep your account heading in the right direction – up.

Good investing,

Collect $500 gov't -backed dividend Checks every 3 months

Collect $500 gov't-backed dividendchecks every 3 months

I'm sure you've heard that big corporations
have been slashing their dividend payments lately because of the economy.

For example, Wells Fargo recently cut its dividend...
as did BMW, GE, NY Times, and Pfizer.

But there's one unique enterprise
Porter recommends right now that has actually DOUBLED its dividend payments in 2008.

This is one of the safest,
most profitable businesses in the world...
And there's a simple reason for it:
The assets this enterprise owns are 100% backed by the U.S. government,
thanks to an act of Congress and Public Law 110-289.
In other words, this organization is subject to very little stock market risk.
They have continued paying dividends – without fail – every 3 months since 1998.

Recently, as the rest of the market is trying to downsize and cut costs,
they've started paying out more money to shareholders than ever before.
And as the economic recession continues,
they will likely continue to pay out more and more money.

Currently, for every 500 shares you own,
you're set to receive a $250 check every 3 months.

With 1,000 shares,
you're likely to get a steady $500 check in the mail
– every March, June, September, and December.

Even The Wall Street Journal noted in wonder:
"The dividends [they] pay out... have risen in recent months."

Ben Holmes, publisher of the research site Morningnotes.com, is astonished:
"They're raising staggering amounts of cash."
The best part is, this organization is listed on the New York Stock Exchange.
It's as easy to buy as any regular security.

But keep in mind, nothing about their business model is ordinary.
They don't have any products;
they don't offer any services.
They simply own assets that are backed by the U.S. government.
(And I'm not talking about U.S. treasury bills either.)

As Porter just put it:
"If you don't own shares of [this company],
you're missing out on easy money."

If you take advantage of this 30-day free sneak preview to Porter Stansberry's Investment Advisory, you will receive complimentary access to the special report detailing this incredible opportunity.

It's called: Government-Backed Dividends.

Again: You will receive this report -- along with the report called Your Personal Stimulus Package -- free of charge when you take advantage of your free 30-day "sneak peek." In a market like the one we're in now, this kind of advice and research can help you know exactly what to do...

Help you protect your money...

And most importantly, help you make a lot of money... no matter what happens in the economy and stock market.

So...

If you like to watch your money grow, safely...
if you want the opportunity to make triple-digit gains,
year after year...
if you want the chance to make A LOT more income...
and you want to know the safest places to potentially make big gains in the next year...

How to get rich - thanks to the government

How to get rich—thanks to the government

When governments spend a ton of money

-- like the U.S. government is doing right now --

savvy investors can get incredibly rich.

All you need to do is know where to stand to collect the money.

As Porter just wrote:

"The President plans to borrow more money over the next eight years than all of the 43 other presidents combined...

"But this will make lots of people rich.
All you have to do is own the most important
economic assets: energy, communication, and transportation.

In the early stages of this crisis,
the value of these impossible-to-replace assets will soar
– because they are the assets the government has to have for the economy to function...
. so you ought to build a stimulus package for yourself.
I probably don't have to tell you
what a huge amount of money the government is planning on spending...

According to Bloomberg, as of March 31,
the total price tag for everything will add up to around $12.8 trillion.

$40.1 billion of that (so far) is going into
all kinds of U.S. infrastructure projects... such as road improvements,
airport runway maintenance, electrical grid upgrades,
and rural broadband internet extensions.
It happens every time:
When governments start spending crazy money on projects like these,
smart investors get rich.

For example...

The Transcontinental Railroad in the 1860's.
Congress approved a "coast-to-coast" rail line to connect all the major cities west of the Mississippi River.

Funded by free government money and land grants,
railroad tycoons and their investors made fortunes.
One was Cyrus K. Holliday,
who became one of the richest men in America
and made huge fortunes for his investors from building the Santa Fe line...

Another was private-school educated John Murray Forbes,
who built the Burlington line and made himself and his investors millionaires...

President Eisenhower's U.S. Interstate System in the '50's and '60s.
Congress approved the Federal-Aid Highway Act on June 29, 1956,
to spend billions on what's now our national highway system.

Thanks to heavy government spending,
firms who helped do the building made easy money for their investors...
like Caterpillar and John D. Rockefeller's Standard Oil (now Exxon),
which made hundreds of percent gains...

China's infrastructure boom, 2003-2008.

The Chinese government spent trillions
on everything from railroad lines and superhighways,
to hydroelectric dams and pipelines.

Investors who followed the free government money made astonishing gains.

For example,

ABB, a power transmission and distribution company, made investors 2,019% gains.

Chicago Bridge & Iron, an engineering and construction firm,
returned 691% gains.

And Foster Wheeler, a pipeline building company, made investors 1,485% gains...

My point is...

When the government spends a ton of money on big public works projects --
for whatever reason -- you could make a ton of money too.

Here's the best part:

The money going into infrastructure
from the economic stimulus package isn't something
that's going to happen in the next six months to a year...

It's happening right now... in all 50 states.

On Monday, April 13, 2009,

NBC News reported:

"President Obama, Vice President Biden,

and Transportation Secretary Ray LaHood

gathered to highlight the 2,000th project (a highway expansion in Michigan) funded through the economic stimulus.

"Just 41 days ago we announced funding for the first transportation project... and
today we're approving the 2,000th project," said President Obama.

" As you can see, in the next four years, government money will be blasted into U.S. energy, communications, and public works infrastructure...

And when you take your 30-day free preview, Porter will show you the three ways he recommends you follow the government money... and potentially "cash in" yourself.
As you'll see, the investments Porter recommends have nothing to do with construction, engineering, or building materials.

(Porter says of one of these companies, "If you're going to build anything in the United States, you're probably going to need this [asset]... ")

As the government money really starts pouring into the system,

these 3 stocks could do as well as the companies who profited from the China building boom -- like

ABB (2,019% gains) and

Foster Wheeler (1,485% gains)...

Porter has put together a report that explains

-- step by step --

the 3 infrastructure sectors you should get into...

and the reasons why you should, as soon as possible.

This report is called Your Personal Stimulus Package.

One winner every 61 days - over 10 years

One winner every 61 days—over 10 years

Porter started his advisory letter in 1999, at the start of the dotcom technology boom.
Through the Internet boom and bust...

September 11, 2001,
when the last thing on people's minds were stocks...
And the real estate boom (and bust) ten years later...

Porter has helped his readers see substantial gains, year after year... no matter what's happening in the stock market.

Here's a sample of Porter's many winning recommendations over the last ten years:

1.JDS Uniphase592%
2.Celgene233%
3.ID Biomedical215%
4.Elan207%
5.Broadcom199%
6.Exelon160%(and climbing)
7.Akamai166%
8.Align156%
9.Intuitive Surgical133%
10.Raytheon93%

Looking at that list... I can't think of anyone in the business with a better long-term track record than Porter.

As a matter of fact, since he started his letter, he's picked 59 total winners overall — 45 of which made either double- or triple-digit gains.

That works out to be one moneymaking recommendation every 61 days... over the last ten years.

Results like these are why Porter has so many loyal subscribers...

"Porter, you are my Hero! I have been with Stansberry for about 3 years and you are truly exceptional.
All my friends are down 45% to 55%, I in turn come skipping out of my office almost every day.

MY INVESTMENT SUCCESS I HAVE TO SOLELY THANK YOU FOR AND YOUR GREAT TEAM.

Thank you VERY much." – Uli Hessel

"Porter, Thanks for all you do for your subscribers. Notwithstanding your unique, entertaining personality, you and your organization are brutally honest and transparent, I couldn't ask for more from my investment newsletters." – Sean Culpepper

I have traded stocks for 27 years. I opened my first brokerage account when I was 18. I am very thrilled with what you have done for my net worth. My portfolio has roughly tripled after going with Porter's picks. Thank you." – Brian Bartram, Winter Park, FL

"You guys do a heck of job with your analysis... I haven't seen any better in my 17 years of professional financial money management." – Jay Anderson So considering what's going on in the U.S. right now...

What does Porter think you should do with your money today? As soon as you take your free preview, you'll receive the details on Porter's favorite opportunity for 2009... and how you could make a lot of money from the situation...

525% on the fall of Goldman Sachs

525% on the fall of Goldman Sachs

When the mortgage crisis started...
Every big bank in the world took big losses on their bad mortgage debt...
Everyone, that is, except Goldman Sachs.

So Porter took a closer look at the situation.

On October 30, 2007, he told readers: "What's most interesting to me about the whole mortgage mess? The share price of Goldman Sachs hit a new high yesterday. Which do you believe is more likely: The managing directors at Goldman Sachs are incredibly superior to every other investment bank in the world... or the firm simply hasn't come clean yet with the real value of its mortgage holdings?"

Once again, Porter was right on the money.

"There's no way GMcan survive..."

March 14, 2007:

Porter told his Investment Advisory readers:

"GM is now in a death spiral. Given the rapid decline of operations and revenue, I think it will be very lucky to survive 2008. There's no way GM can last through the end of 2009 without filing for bankruptcy."

April 19, 2009:

The Financial Times ran this story:

Markets on alert for GM bankruptcy: "A Chapter 11 filing by GM is inevitable..."

Five months after Porter wrote his initial report -- and after Goldman swore up and down that it did not have exposure to the mortgage mess -- Goldman announced it had lost $1 billion, thanks to the mortgage mess. Since then, I'm sure you know what happened...

Goldman's shareholders got killed. The stock crashed from $200 per share to around $50...
Meanwhile, you would have had the chance to make as much as 5 times your money on the Goldman Sachs situation, like Porter reader Mike Suazo did...

Mike told us: "I made a ton of money, and it was on a single trade. I listened to what you had to say, Porter, about Goldman... I was stopped out after four days for a 525% gain! I'm ecstatic." The truth is, Porter's readers have had some of the most profitable information in the entire financial research business during the mortgage crisis.

But no matter what's going on in the economy or the stock market, Porter has produced safe, consistent results.

Top Ten Financial Tips for 2009

Top Ten Financial Tips
for About.com

Keys to Financial Success
Although making resolutions to improve your financial situation is a good thing to do at any time of year, many people find it easier at the beginning of a new year. Regardless of when you begin, the basics remain the same. Here are my top ten keys to getting ahead financially.

1. Get Paid What You're Worth and Spend Less Than You Earn
It sounds simplistic, but many people struggle with this first basic rule. Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life.

No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. Often it's easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. It doesn't always have to involve making big sacrifices.
2. Stick to a Budget

One of my favorite subjects: budgeting. It's not a four-letter word. How can you know where your money is going if you don't budget? How can you set spending and saving goals if you don't know where your money is going? You need a budget whether you make thousands or hundreds of thousands of dollars a year.
Related Resources:

3. Pay Off Credit Card Debt

Credit card debt is the number one obstacle to getting ahead financially. Those little pieces of plastic are so easy to use, and it's so easy to forget that it's real money we're dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don't, and end up paying far more for things than we would have paid if we had used cash.

4. Contribute to a Retirement Plan

If your employer has a 401(k) plan and you don't contribute to it, you're walking away from one of the best deals out there. Ask your employer if they have a 401(k) plan (or similar plan), and sign up today. If you're already contributing, try to increase your contribution. If your employer doesn't offer a retirement plan, consider an IRA.

5. Have a Savings Plan

You've heard it before: Pay yourself first! If you wait until you've met all your other financial obligations before seeing what's left over for saving, chances are you'll never have a healthy savings account or investments. Resolve to set aside a minimum of 5% to 10% of your salary for savings BEFORE you start paying your bills. Better yet, have money automatically deducted from your paycheck and deposited into a separate account.

6. Invest!

If you're contributing to a retirement plan and a savings account and you can still manage to put some money into other investments, all the better.


7. Maximize Your Employment Benefits
Employment benefits like a 401(k) plan, flexible spending accounts, medical and dental insurance, etc., are worth big bucks. Make sure you're maximizing yours and taking advantage of the ones that can save you money by reducing taxes or out-of-pocket expenses.


8. Review Your Insurance Coverages

Too many people are talked into paying too much for life and disability insurance, whether it's by adding these coverages to car loans, buying whole-life insurance policies when term-life makes more sense, or buying life insurance when you have no dependents. On the other hand, it's important that you have enough insurance to protect your dependents and your income in the case of death or disability.

9. Update Your Will

70% of Americans don't have a will. If you have dependents, no matter how little or how much you own, you need a will. If your situation isn't too complicated you can even do your own with software like WillMaker from Nolo Press. Protect your loved ones. Write a will.

10. Keep Good Records

If you don't keep good records, you're probably not claiming all your allowable income tax deductions and credits. Set up a system now and use it all year. It's much easier than scrambling to find everything at tax time, only to miss items that might have saved you money.


Reality Check

How are you doing on the top ten list? If you're not doing at least six of the ten, resolve to make improvements. Choose one area at a time and set a goal for incorporating all ten into your lifestyle.

Making Money In Residential Real Estate

Making Money In Residential Real Estate at http://www.investopedia.com/articles/mortgages-real-estate/09/residential-real-estate-invest.asp Investopedia is your complete, unbiased, and easy-to-understand educational guide to investing and personal finance. The site has the biggest financial dictionary on the web, hundreds of articles and tutorials, and an investing simulator where you can practice managing a portfolio without putting your money at risk.

The Fall Of The Market In The Fall Of 2008

The Fall Of The Market In The Fall Of 2008 at http://www.investopedia.com/articles/economics/09/subprime-market-2008.asp Investopedia is your complete, unbiased, and easy-to-understand educational guide to investing and personal finance. The site has the biggest financial dictionary on the web, hundreds of articles and tutorials, and an investing simulator where you can practice managing a portfolio without putting your money at risk.

Investopedia.com - Your Source For Investing Education http://www.investopedia.com/ Your financial freedom Begin Here

http://rtheng.clmedia.hop.clickbank.net